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Editorial Policy

Last updated • Maintained by Haris Hayat • Privacy-first, no-signup financial content

Maintained by

Haris Hayat

Haris Hayat is WealthMeld's site operator and technical editor. He reviews calculator implementation, test cases, source links, accessibility, and plain-language explanations. He is not presented as a licensed financial adviser, accountant, attorney, or tax professional. See the author profile.

What We Publish

WealthMeld publishes practical calculators and plain-language guides that help readers compare salary, tax, budget, debt, savings, and investment decisions. The content is built to be useful in real life, not just technically correct on paper.

How We Review Content

The review is an operator-led technical and editorial check, not review by a licensed advisory team. The depth of review depends on the page, but a calculator release ordinarily includes:

  1. Scope and formula check: identify what the calculator computes, map each visible input to the implementation, and state assumptions, exclusions, units, and rounding.
  2. Primary-source check: when a claim depends on a law, rate, threshold, or official definition, compare it with the relevant government agency, regulator, or other primary publisher. Source links and applicable dates should appear near the explanation.
  3. Worked-example recalculation: independently recompute the example from the stated inputs and compare every displayed subtotal and result.
  4. Deterministic calculator tests: run repeatable normal, zero, boundary, and invalid-input cases against the implemented formulas. Tests check expected values and error states; they do not prove that an estimate fits an individual reader's circumstances.
  5. Page-quality review: check internal and cited links, parse JSON-LD, review canonical and robots directives, inspect heading/label structure and keyboard-relevant controls, and confirm that consent and shared template scripts remain present.

Time-sensitive pages are checked against current primary sources before publication or a material update. If a current claim cannot be verified, we narrow or remove it rather than fill the gap with an unsupported estimate. A page may also be removed from navigation and the sitemap or marked noindex until it is materially updated.

Sources, Examples, and Update Dates

Primary sources are preferred for authoritative definitions and current rules. Secondary sources may help explain a topic, but they do not replace the underlying authority where one exists. A source supports only the nearby claim; linking to an agency does not mean that agency reviewed or endorsed WealthMeld.

Worked examples are illustrative test cases, not typical outcomes or recommendations. A visible “last updated,” “reviewed,” or methodology date changes when the page receives a substantive factual, formula, source, or limitations review—not for purely cosmetic edits. Where structured data includes a modification date, it should match the visible date.

Corrections and Updates

Reported errors are reproduced where possible and assessed against the implementation, worked example, and cited sources. Material corrections can replace outdated claims, fix formulas or examples, clarify limitations, add or replace sources, update deterministic tests, and change the visible and structured modification dates. Minor spelling or formatting fixes may not change the date. Readers can report a problem through the contact page; calculator reports are most useful when they include the page URL, inputs, expected result, and actual result.

Scope Boundaries

WealthMeld provides general educational content and deterministic planning tools. Unless a page explicitly names a jurisdiction and effective date, it should not be read as applying country-specific tax, legal, benefits, credit, or regulatory rules. Calculator outputs are not account verification, professional valuation, forecasts, eligibility decisions, or individualized financial, investment, accounting, legal, or tax advice.

Technical review covers whether the published implementation matches its stated method and test cases. It does not certify third-party data, guarantee uninterrupted browser behavior, or establish that a result is suitable for a reader. Readers should confirm consequential decisions with current official sources and an appropriately qualified professional where needed.

Editorial Independence

We do not require accounts, and we do not ask readers to share personal financial data to use the tools or read the content. Editorial decisions are made to serve readers first, with privacy and transparency as the default.

Questions about the policy or a specific page can be sent through the contact page.