Terms of Use

1. Acceptance of Terms

By accessing or using WealthMeld (the "Website"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our Website.

2. Service Description

WealthMeld provides free, browser-based financial calculators for informational and educational purposes only. We do not store, collect, or transmit any financial data you enter into our calculators. All calculations are performed locally in your web browser.

For examples of the tools covered here, see our Loan EMI Calculator and Budget Planner.

3. No Financial Advice

The calculators and content on WealthMeld are provided for general informational purposes only. They do not constitute professional financial, legal, or tax advice. You should consult with a qualified professional before making any financial decisions. Results from our calculators are estimates and may not reflect your actual financial situation.

4. User Conduct

You agree to use the Website only for lawful purposes. You must not use the Website in any way that causes damage to the Website or impairs the availability or accessibility of the Website.

5. Intellectual Property

All content, design, code, calculators, and materials on WealthMeld are protected by copyright and intellectual property laws. You may use the Website and its calculators for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works without our permission.

6. Advertising and AdSense

WealthMeld displays advertisements served by Google AdSense and other third-party advertising partners. These partners may use cookies and tracking technologies to serve personalized ads based on your browsing history. By using this Website, you consent to the use of such cookies for advertising purposes. You can opt out of personalized advertising through Google's Ad Settings.

7. Third-Party Links

The Website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any linked third-party sites.

8. Disclaimer of Warranties

The Website and its calculators are provided "as is" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of any calculations or content. We are not liable for any damages arising from the use of our Website.

9. Limitation of Liability

To the fullest extent permitted by law, WealthMeld and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Website or calculators.

10. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of the Website constitutes acceptance of the revised terms.

11. Contact

If you have any questions about these Terms, please contact our team through the WealthMeld contact form.